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NTD Deposit/Loan Rates

NTD Deposit/Loan Rates

Date:2024-07-19
NTD Deposit Rate
Items Image Fixed Rates Floating Rates Large AmountFixed Rates Large AmountFloating Rates
Demand Deposits
Large Amount
0.705%
Demand Deposits
General
0.705%
Demand Deposits
Stocks and Shares
0.010%
Savings Deposits
Large Demand savings deposit
0.825%
Savings Deposits
General Demand savings deposit
0.825%
Savings Deposits
Media Payroll Transfer
0.875%
Savings Deposits
Digital Deposit Account
1.500%
Savings Deposits
Stocks and Shares Demand Savings Deposit
0.010%
Savings Deposits
Kids Savings Account
0.850%
Savings Deposits
1 Year
1.725%
1.715%
0.830%
0.830%
Savings Deposits
2 Years
1.730%
1.730%
0.835%
0.835%
Savings Deposits
3 Years
1.745%
1.745%
0.840%
0.840%
Time Deposits
1 Month
1.225%
1.225%
0.710%
0.710%
Time Deposits
2 Months
1.225%
1.225%
0.710%
0.710%
Time Deposits
3 Months
1.285%
1.285%
0.725%
0.725%
Time Deposits
4 Months
1.285%
1.285%
0.725%
0.725%
Time Deposits
5 Months
1.285%
1.285%
0.725%
0.725%
Time Deposits
6 Months
1.465%
1.460%
0.745%
0.745%
Time Deposits
7 Months
1.465%
1.460%
0.745%
0.745%
Time Deposits
8 Months
1.465%
1.460%
0.745%
0.745%
Time Deposits
9 Months
1.580%
1.575%
0.765%
0.765%
Time Deposits
10 Months
1.580%
1.575%
0.765%
0.765%
Time Deposits
11 Months
1.580%
1.575%
0.765%
0.765%
Time Deposits
1 Year
1.700%
1.690%
0.815%
0.815%
Time Deposits
2 Years
1.705%
1.705%
0.825%
0.825%
Time Deposits
3 Years
1.710%
1.710%
0.835%
0.835%
NTD Loan Rates
Items Floating Rates
Base Rate
3.218%
Adjustable Rates for Consumer Loans
1.718%
Monthly Base Interest Rate
3.218%
Adjustable Rates for Consumer Loans (by Monthly)
1.718%
Base Rate (The Farmers Bank of China)
4.135%
Adjustable Rates for Consumer Loans (The Farmers Bank of China)
1.718%
Floating Rate of 1-year Time Deposit of Chunghwa Post Co.,Ltd.
1.310%
Floating Rate of 2-year Time Deposit of Chunghwa Post Co.,Ltd.
1.345%
Interest Rate of the Utilization of medium-term and long-term Funding of Chunghwa Post Co.,Ltd
0.880%

The actual loan rate will be determined by individual’s credit conditions, the collateral, the credit risk and other factors.
Prime rate=Base rate + 3.944%
Prime rate(The Farmers Bank of China)=Base rate(The Farmers Bank of China) + 2.964%