NTD Deposit/Loan Rates
Date：2024-10-05
NTD Deposit Rate
| Items | Image | Fixed Rates | Floating Rates | Large AmountFixed Rates | Large AmountFloating Rates |
|---|---|---|---|---|---|
|
Demand Deposits
|
Large Amount
|
|
0.705%
|
|
|
|
Demand Deposits
|
General
|
|
0.705%
|
|
|
|
Demand Deposits
|
Stocks and Shares
|
|
0.010%
|
|
|
|
Savings Deposits
|
Large Demand savings deposit
|
|
0.825%
|
|
|
|
Savings Deposits
|
General Demand savings deposit
|
|
0.825%
|
|
|
|
Savings Deposits
|
Media Payroll Transfer
|
|
0.875%
|
|
|
|
Savings Deposits
|
Digital Deposit Account
|
|
1.500%
|
|
|
|
Savings Deposits
|
Stocks and Shares Demand Savings Deposit
|
|
0.010%
|
|
|
|
Savings Deposits
|
Kids Savings Account
|
|
0.850%
|
|
|
|
Savings Deposits
|
1 Year
|
1.725%
|
1.715%
|
0.830%
|
0.830%
|
|
Savings Deposits
|
2 Years
|
1.730%
|
1.730%
|
0.835%
|
0.835%
|
|
Savings Deposits
|
3 Years
|
1.745%
|
1.745%
|
0.840%
|
0.840%
|
|
Time Deposits
|
1 Month
|
1.225%
|
1.225%
|
0.710%
|
0.710%
|
|
Time Deposits
|
2 Months
|
1.225%
|
1.225%
|
0.710%
|
0.710%
|
|
Time Deposits
|
3 Months
|
1.285%
|
1.285%
|
0.725%
|
0.725%
|
|
Time Deposits
|
4 Months
|
1.285%
|
1.285%
|
0.725%
|
0.725%
|
|
Time Deposits
|
5 Months
|
1.285%
|
1.285%
|
0.725%
|
0.725%
|
|
Time Deposits
|
6 Months
|
1.465%
|
1.460%
|
0.745%
|
0.745%
|
|
Time Deposits
|
7 Months
|
1.465%
|
1.460%
|
0.745%
|
0.745%
|
|
Time Deposits
|
8 Months
|
1.465%
|
1.460%
|
0.745%
|
0.745%
|
|
Time Deposits
|
9 Months
|
1.580%
|
1.575%
|
0.765%
|
0.765%
|
|
Time Deposits
|
10 Months
|
1.580%
|
1.575%
|
0.765%
|
0.765%
|
|
Time Deposits
|
11 Months
|
1.580%
|
1.575%
|
0.765%
|
0.765%
|
|
Time Deposits
|
1 Year
|
1.700%
|
1.690%
|
0.815%
|
0.815%
|
|
Time Deposits
|
2 Years
|
1.705%
|
1.705%
|
0.825%
|
0.825%
|
|
Time Deposits
|
3 Years
|
1.710%
|
1.710%
|
0.835%
|
0.835%
|
NTD Loan Rates
| Items | Floating Rates |
|---|---|
|
Base Rate
|
3.218%
|
|
Adjustable Rates for Consumer Loans
|
1.718%
|
|
Monthly Base Interest Rate
|
3.218%
|
|
Adjustable Rates for Consumer Loans (by Monthly)
|
1.718%
|
|
Base Rate (The Farmers Bank of China)
|
4.134%
|
|
Adjustable Rates for Consumer Loans (The Farmers Bank of China)
|
1.718%
|
|
Floating Rate of 1-year Time Deposit of Chunghwa Post Co.,Ltd.
|
1.685%
|
|
Floating Rate of 2-year Time Deposit of Chunghwa Post Co.,Ltd.
|
1.720%
|
|
Interest Rate of the Utilization of medium-term and long-term Funding of Chunghwa Post Co.,Ltd
|
1.730%
|
The actual loan rate will be determined by individual’s credit conditions, the collateral, the credit risk and other factors.
Prime rate=Base rate + 3.944%
Prime rate(The Farmers Bank of China)=Base rate(The Farmers Bank of China) + 2.964%
