In 1913, Taiwan’s first industrial association was established during Japanese occupation period. In 1942, it was merged into Union of Taiwan Industrial Association, and was reorganized into Taiwan Industrial Bank and Taiwan Agricultural Association. In 1946, the government took over Taiwan Industrial Bank, and we were reorganized from Taiwan Industrial Bank into Taiwan Cooperative Bank (hereafter referred to as “TCB” or “the Bank”) within the same year. Total equity capital in the amount of 25 million Old Taiwan Dollars was provided by the Taiwan Provincial Government along with cooperative groups, farmers’ associations, fishermen’s associations, and irrigation associations. The equity capital was divided into 250 thousand shares, with each one worth of NT$100. The government held 150 thousand shares and the remaining 100 thousand shares held by associations. Over the past 70 years, the operating scale of the Bank has been constantly expanded thanks to the efforts of the entire staff, and at the end of 2024 its equity capital stood at NT$122.988 billion.

　　TCB achieved legal personality under the provisions of Article 52 of the Banking Law in May 1985. It was reorganized as Taiwan Cooperative Bank, Ltd. on Jan. 1, 2001, further went public in June 2003, was listed on the stock market on Nov. 17, 2004, underwent a Chinese name change in 2006 and merged with The Farmers Bank of China Co., Ltd. on May 1 of the same year.

　　To integrate the Group’s resources to make full use of operating synergies and reinforce business development, TCB, Co-operative Assets Management Co., Ltd. and Taiwan Cooperative Bills Finance Co., Ltd. jointly established Taiwan Cooperative Financial Holding Co., Ltd. (hereafter referred to as “TCFHC” or “the Group”）on Dec. 1, 2011 through a share swap. TCFHC thus became TCB’s sole (shareholding 100%) shareholder. To achieve the cross-industry condition for the holding company, TCB’s securities department was spun off as Taiwan Cooperative Securities Co., Ltd. on Dec. 2, 2011. For the effective management of the Group’s resources, the Bank transferred its shares in BNP Paribas Cardif TCB Life Insurance Co., Ltd. and BNP Paribas TCB Asset Management Co., Ltd. (renamed as Taiwan Cooperative Securities Investment Trust Co., Ltd.) to TCFHC on Apr. 3, 2012, making the two companies as subsidiaries of TCFHC. To reinforce the protection of consumers’ rights and provide superior insurance services, the Bank merged with Cooperative Insurance Brokers Co., Ltd. on Jun. 24, 2016, with the Bank as the surviving company and established the Insurance Agent Department. TCB’s subsidiary currently includes the United Taiwan Bank S.A.

As of Dec. 31, 2024, the Bank boasts a total of 289 domestic and overseas branches (including the Department of Business, Offshore Banking Branch, United Taiwan Bank, Manila Offshore Banking Branch, Los Angeles Branch, Seattle Branch, New York Branch, Houston Branch, Hong Kong Branch, Suzhou Branch, Suzhou New District Sub-Branch, Tianjin Branch, Fuzhou Branch, Changsha Branch, Sydney Branch, Melbourne Branch, Phnom Penh Branch, Tuek Thla Sub-Branch, Pur Senchey Sub-Branch, Siem Reap Sub-Branch, City Center Sub-Branch, Veng Sreng Sub-Branch, Sihanouk Ville Sub-Branch, Tuol Kouk Sub-Branch, Vientiane Capital Branch, Beijing Representative Office, Yangon Representative Office and Prague Representative Office), creating the most extensive network of branches among all Taiwan banks and positioning itself as a market leader in share of deposits and loans. According to the list of the world’s top 1,000 banks by asset size, published in the July 2024 issue of The Banker magazine, TCB ranked 164th in the world and 3rd in Taiwan. In the global banking of the top 500 banking brands, published by Brand Finance, the UK brand valuation and strategy consultancy, in March 2025, TCB ranked 272th in the world and 11th in Taiwan.

　　According to TCB’s Articles of Incorporation, the Bank is in charge of carrying out the missions of operating a banking business, developing national economic construction, and providing financial adjustment for the farming and fishery industries. In addition to providing financing for cooperative enterprises, the farming and fishery industries, and small and medium enterprises, TCB also offers deposits, loans, and foreign exchange services for business enterprises in general to facilitate funds utilization and promote overall economic development. This makes TCB a consolidated international bank for farming, fishery, cooperative, and business financing.