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CAMBODIA SHARE SWITCH

Fee Structure for the Cambodian Shared Switch Per Transaction

ATM Transaction
  ACQUIRER (maximum fee charge) ISSUER (maximum fee charge) BENEFICIARY Processor (switching fee)
Cash withdrawal, fast cash
1600KHR (0.40 USD)
None
N/A
200KHR (0.05 USD)
Balance inquiry, mini statement, Pin change
500KHR
None
N/A
None
Interbank fund transfer
ACQUIRER (maximum fee charge) ISSUER (maximum fee charge) BENEFICIARY Processor (switching fee)
<=4,000,000 KHR (1,000 USD)
800KHR (0.20 USD)
1,600KHR (0.40 USD)
1,600KHR (0.40 USD)
200KHR (0.05 USD)
<=20,000,000 KHR (5,000 USD)
800KHR (0.20 USD)
3,600KHR (0.90 USD)
3,600KHR (0.90 USD)
200KHR (0.05 USD)
<=40,000,000KHR (10,000 USD)
800KHR (0.20 USD)
5,600KHR (1.40 USD)
5,600KHR (1.40 USD)
200KHR (0.05 USD)
POS Transaction
  ACQUIRER (maximum fee charge) ISSUER (maximum fee charge) BENEFICIARY Processor (switching fee)
Purchase
None
None
N/A
200KHR
Refund (POS) viii
None
None
N/A
None
Purchase reversal, cancelation ix
None
None
N/A
None
Balance inquiry(POS)
500KHR
None
N/A
None
Cash withdrawal(POS)
None
None
N/A
None
Note:

i. The NBC waives the processing fee of ATM and POS for the first 3 years.

ii. Transaction fee of the non-relate fund is calculated in KHR.

iii. The fee scheme follows that of the FAST fee structure. IBFT supports only KHR transactions.

iv. Issue charges a whole service fee from clients.

v. The NBC waives the processing fee of IBFT for the first 3 years.

vi. Negotiable between acquirer and merchants (cardholders pay no fee on the transaction).

vii. The acquirer bears the fee charge; whereas only transaction amount bills on the card holder.

viii. Card holders get back the full amount. ix. Previous purchase transaction amount and fee is reversed.

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